Welcome to Alpha 1 Insurance Group, Inc.
Alpha 1 Insurance specializes in Personal Lines Insurance policies such as auto, home, condos, renters, cycle, boat, personal liability, builder's risk, and event insurance.
We also offer quotes on Commercial Lines insurance policies such as business auto, business property, inland marine, worker's comp, and general liability insurance.
How does insurance work?
How insurance works varies significantly, depending on the policy and insurance provider. Regardless, all policies come with four main components that policyholders need to be aware of to ensure that they are getting the right coverage. These are:
Premium: How much they need to pay for coverage.
Policy term: How long the policy lasts.
Policy limit: The maximum amount the policy will pay out for a covered peril.
Deductible: The amount the policyholder needs to pay out of pocket before the policy kicks in.